Home Buying
Purchase financing for a primary residence or second home, from low-down-payment government programs to high-balance jumbo.
- Conventional
- FHA
- VA
- USDA
- Jumbo
- Reverse mortgage
Samadi Capital Partners
Every deal has a structure
Financing for homebuyers, investors, builders and developers. Bring us the deal. We'll structure the financing.
See our loan programsLoan programs
For homebuyers, investors, builders and developers
Construction
Ground-up builds, major renovations and development projects, with capital aligned to your budget, draw schedule and completion plan.
- Ground-up
- Renovation
- Development
- Bridge
Investor
Qualify on the property's cash flow, not your tax returns. Finance a single rental or consolidate an entire portfolio under one loan.
- DSCR
- Blanket
Foreign National
Own U.S. real estate without a Social Security number or domestic credit history. We underwrite with your international documentation.
- Foreign national
- ITIN
Specialty & Self-Employed
For business owners and independent professionals whose tax returns understate what they earn. Qualify on the income you actually have.
- 1099
- Profit & loss
- Asset depletion
Non-Warrantable Condos
Condotels, investor-heavy buildings and associations in litigation fall outside agency guidelines. We have lenders who finance them.
- Condotels
- High investor ratio
- Pending litigation
- Single-entity ownership
With you to closing
One point of contact, straight answers and a direct line from application to keys. Want to know more?
Contact us
Reza Samadi, MBA, MSRE
Reza Samadi brings extensive real estate and finance experience across Atlanta, Miami and New York. He holds a Master of Science in Real Estate and an MBA with a concentration in Real Estate and Finance from Georgia State University’s J. Mack Robinson College of Business.
About
Samadi Capital Partners helps clients structure real estate financing around the transaction — not around a single lender, product or credit box.
Our work begins with understanding the full picture: the borrower, the property, the capital requirements, the timing and the objectives behind the deal. From there, we evaluate the financing structure and lending sources best suited to execute it.
With access to the broadest network of lenders and programs, we work across conventional, jumbo, DSCR, non-QM, foreign national, investment-property, construction and other specialized financing solutions.
That flexibility becomes especially valuable when a transaction involves complex income, multiple properties, self-employment, significant assets, unusual property characteristics or circumstances that do not fit neatly within traditional underwriting.
For borrowers, investors, builders, developers, and real estate professionals, our role is not simply to find a loan. It is to identify potential obstacles early, structure the financing intelligently and find a credible path to closing.
MLO NMLS #253597
4Ever Lending USA LLC NMLS #2051275
Contact
Tell us about your next property
Share a few details and we'll be in touch within one business day.
Phone+1 (212) 729-6951
WhatsAppSend a message
Emailreza@4everlendingusa.com
Office1560 Sawgrass Corporate Parkway, Suite 400
Sunrise, FL 33323
Sunrise, FL 33323